26 Places (& How to Cash Online), Where Can I Cash a Check on Saturday? Answered, 38 Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc, Where Can I Cash a Cashier’s Check? For most checks, you shouldn't have any problems using one of the options mentioned above. You can cash your insurance settlement check at a location that’s convenient for you. Also, note that check cashing stores are almost always more expensive than a bank or credit union. Find out more in our dedicated research on Chase Bank’s check cashing policies. These check cashing stores are easy to find in your local town. The fees might be small, but they add up. KeyBank Plus Centers: 1.5% of the total check amount, Payroll and government: 1% to 2.99% of total check amount; minimum $3 for payroll and $2 for government checks, Money orders and personal checks: 10% of total check amount; minimum $5, All other checks: 1% to 5% of total check amount; minimum $5, Fifth Third Bank customer service (800) 972-3030, Bank of the West customer service (800) 488-2265, Citizens Bank customer service (800) 922-9999, Chase Bank customer service (800) 935-9935, Bank of America customer service (800) 432-1000, PenFed Credit Union customer service (800) 247-5626, Mountain America Credit Union (800) 748-4302, BMO Harris customer service (888) 340-2265. If you’re trying to cash a check without a bank account, the easiest place to start is... 2. Banks and credit unions often will cash government, payroll, and other official checks along with personal checks if the check-writer has an account at the same institution. Tips . Walmart will also cash a personal check of up to $200 for a fee of $6. Nowhere. They may also instruct you to come prepared with documents, such as proof of identity. If you don't have a bank account and you need to cash a large check, you may have to... Be … Major retailers and grocery stores: Many large retail chains provide check-cashing services, generally for less than $10 per check. Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) We cash most types of checks including payroll and government checks. You won't have to wait days for the check to clear or tie up your funds in the meantime. You need to … There are a number of big retail stores like Kmart, Walmart and grocery … However, they do charge high fees (they can be as high as 10%), which is why this should only be an option if all else fails. Some national stores will offer check-cashing services, but you can usually expect a fee of at least a few dollars. We encourage you to also seek the one-on-one help of a certified professional. Generally, checks have the issuing bank’s logo printed on them, so you can determine which bank to try. You don't necessarily need a bank account to cash an insurance settlement check. Get your cash same day and no holding period. Find a check cashing store near you. Your best option can be the Kroger KR family of supermarkets with a Money Services desk. Even when that bank has the necessary cash to clear a $50,000 check, it cannot just give all of its cash to one customer and ask everybody else to … Cashing with Other Banks, Businesses, or People Visit the bank that issued the check. Getting your check cashed at Check into Cash is a quick, painless process that enables you to get your money quickly. Cashing Fee: Free. Big-box stores, grocery stores, and convenience stores often cash checks for a modest fee—usually a couple of dollars. For this list, we’ve included grocery stores with limits of at least $5,000 for check cashing, starting with the best options. Select supermarket chains can cash large balances including your stimulus check or tax refund. But here on earth? View the check. Walmart. The government keeps track of large deposits in order to monitor where that money ends up. Go to the bank at the arranged time, if there was an exact time arranged. We’ve included banks and credit unions that will cash large checks for non-customers, as well as check cashing stores and grocery stores that cash large checks. Pick Up a Payroll Debit Card. Unlike other types of checks, the Federal Reserve requires banks to make at least $5,000 of a deposited cashier’s check available by the next business day following the deposit. Depending on where you go, you may need to pay a check cashing fee of around $2 to $10, or a percentage of the check amount. Call the bank at least one day before you visit it. Community Financial Service Center (CFSC), 12. Large checks: Checks that are for large amounts usually have a hold placed on them. Where to Cash Insurance Checks – 5 Places. The Allpoint Network, for example, has 55,000 ATMs that a large number of banks and credit unions belong to. https://firstquarterfinance.com/how-to-cash-a-large-check-without-a-hold-or-bank-account/. Post was not sent - check your email addresses! However, you can cash a large check without dealing a hold at some banks, check cashing stores, and grocery stores. Answered, Free for Citibank checks up to $5,000, then variable, Non-Citibank checks may be cashed at the bank's discretion, Non-HSBC checks may be cashed at the bank's discretion, $7.50 (free for government and cashier's checks), $7 for SunTrust checks; 1% to 3% for all others, Chartway-issued checks and business checks, Non-M&T checks may be cashed at the bank's discretion, Non-First National checks may be cashed at the bank's discretion, $3 for checks up to $3,000, then variable. 18 Options Detailed, 24-Hour Check Cashing Nearby: 25 Places Listed, 27 Check Cashing Places Open on Sunday + Hours, Fees, Limits, etc, How Do Banks/Check Cashing Places Verify Checks? You can click any place or scroll for more details. Ask for a cashier’s check in place of a business check. Last Reviewed: October 2020. Check cashing at a retailer. 15. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursement checks. At Money Service; You can Cash a different range of checks at your nearby local Money Services, that can include payroll or any government issued checks. Below, we’ve compiled the list of banks and credit unions that will cash large checks for both account holders and non-customers. Answered, Can You Cash a Check at Any Bank? Where Can I Cash A Large Check Without A Bank Account? ID Requirements & More Explained, Can You Cash Someone Else’s Check (& Vice Versa)? The check-issuing bank’s logo typically is printed on the check. Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email this to a friend (Opens in new window), Cashing a Large Check at Bank of America: Policy &…, 19 Banks That Cash Checks Even If You Don't Have an Account, Federal Policies for Cashing Large Checks, Where to Cash a Large Check Without a Hold and/or Bank Account, 6. Expect to pay a fee, though. If you’ve received a check from the bank, you can usually cash it there, too. Cash your check at a major retailer. When you cash a large check, banks often place a hold on the funds, meaning it can take some time before you can actually collect your money.  Fees to cash a check can range from 1 percent to 12 percent of the face value of the check. Then with the paperwork you receive for the new account, you should be able to prove your income, assets or bank balance to anyone. Kmart stores cash selected checks for $1 (or potentially less) if you’re a member of the Shop Your Way program. Note: Check cashing at Walmart is limited to $2,000 in Florida, and it is not available in New Jersey, New York, or Rhode Island. We have longer service hours than banks and can cash most types of checks - even hard-to-cash checks that other companies won't handle. Well, alot of banks here wont do 3rd party checks...luckily, it seems Citibank does, so I will use my account there to cash his checks for now...as per Chex...I dunno how to check if he is listed in there. You will be asked to do this only if you cash the check at the bank where the check was issued. If you are expecting a large check, there are a few things you may be able to do before receiving to avoid having a hold placed on the funds: See the table below for a brief explanation of the fees and restrictions at each place that will cash large checks without placing a hold on the funds. Unlike money orders, you can only get a cashier’s check from a bank or credit union. Steps must first be taken to prepare the money, validate the check and verify your identity before you can get the cash. Another place you can cash a personal check, in addition to its issuing bank or a Kmart or Publix store, is at a money center. Convenient check cashing near you. Request that the business issuing the large check deposit the funds directly into your bank account via wire transfer. For example, you can use a cashier’s check for the down payment on … A disadvantage of this option is a fee structure often ranging from 1 - 5%. Sorry, your blog cannot share posts by email. At Friendly Check, you can cash insurance checks, payroll checks, government-issued checks, tax refund checks, cashier’s checks, money orders, checks made out of business, and personal checks. Some outlets strictly offer cash-checking, while others provide other financial services such as bill payment and payday loans. Walmart is one of the most global and accessible check cashing places on this list. It would be very dangerous for you to insist on CASHING that check anywhere but the issuing bank. PayPal is temporarily waiving its check cashing fee. Cash the check at a check-cashing store Deposit at an ATM onto a pre-paid card account or checkless debit card account Your deposit account agreement should say how much notice the bank needs to cash a large check (and what amount qualifies as "large"). These check types are pre-paid and are typically easier to cash than personal checks. Or in cases involving repairs (e.g., houses or cars), you can give it to the contractors. Visit a local store to cash your checks—search by state, city or ZIP code to find your nearest Money Services. Answered, How to Cash a Two-Party Check (Without the Other Person, With One Signature, etc), Can You Cash a Check Without ID? In fact, as long as it's a pre-printed check, it's likely we can cash it. In most cases you can cash a check at the bank the check was issued by. If You Don't Have a Bank Account. Unaffiliated with banks, these businesses also cash government, payroll and other official checks. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. They usually cap the amount of personal checks they'll cash at $50 or $100; Kmart is unique in that it lets you cash personal checks up to $500, and charges no fee at all in some states and only a dollar in others. Why Check Cashing is Better with ACE Convenient check cashing near you. Chase Bank is one of the big banks that does allow you to cash a check directly through … Deposits made in person to bank employees work best if you need the funds quickly. We have many Money Services across the country, so you won’t need to travel far to find one. These stores charge the highest check cashing fees. I have DEPOSITED, not cashed, checks for much higher than that. See more in our article about the PLS check cashing policies. There are a number of different checks that we can cash for you at checkout lines. Double-check the cash by recounting it in front of the teller. Sign In. Whether you got lucky with the lottery or you just got paid for a settlement or inheritance, you may have trouble trying to cash your check for more than $10,000. Maybe on planet Fantasmo… where everyone is telepathic and able to immediately determine your identity and that the nature of your check cashing is legitimate. If you can avoid the check-cashing stores, you should, Rust says. Let them know that you have a large check that you wish to cash. The fees for the account holders’ is 1.5% of the check amount and the fees for those without an account is 2.5%. This won't help with your stimulus check, but you can always visit the issuing … At the issuing bank. Who can cash a business check depends on how your business is structured. Use our store locator to find your nearest Money Services. PayPal. Cashing a Personal Check: What You Need to Know . Sign In. Major retailers and grocery stores: Many large retail chains provide check-cashing services, generally for less than $10 per check. As above, we’ve ordered the list below starting with the best overall options. This can cost less that doing the same thing at a bank you don't hold an account with, or at a cash-checking service. Once the check has been cleared, and as the case may be, you can cash the check. In order to find out what they’ll charge to cash a specific check you’ll need to visit a store location. She finally got a check cashing store to cash it for a large fee, but then I had to jump through hoops to verify who I was and MY credit history. Warnings. I … Fees for cashing large checks at check cashing stores typically vary depending on the type and amount of the check being cashed, so you may want to call ahead to your nearest location and ask for details on the fee for your specific check. Check-cashing stores often cash any type of check but charge fees. See our related research for more on Kroger’s check cashing policy. Payroll: Mr. You cannot walk into your bank or the bank the check was drawn on and simply be handed the money. So, if the check has Wells Fargo listed as its maker, you can often cash it by going into any Wells Fargo branch location. Answered, 68 Places With Check Cashing Services (Fees & Limits Included), 31 Mobile Check Cashing Apps for Prepaid Card Loading & Bank Deposits, How to Cash a Check: Requirements & Process Shown for Banks, Apps, etc, Where Can I Cash a Two-Party Check? Michelle Varsallona started writing professionally in 2009. Because of this regulation, you may be able to get the funds from a large check faster by cashing it at the issuing bank, rather than your own bank (unless you have an account at the issuing bank). Since checks require the payee’s signature or endorsement for a deposit, losing a check is not the same kind of calamity as losing the equivalent amount of cash. Explain to a bank teller that you had called the previous day. If you want to cash a check that’s over $5,000, you’ll usually need to visit a bank and you may have to wait a while to get your money. Banks cannot cash checks payable to a business, and generally will not cash checks payable to two unrelated parties. You have the right to withdraw any amount of cash from your bank account. If you're cashing a payroll check, Marlowe suggests checking with your … (Getty Images) Depositing a big amount of cash that is … The biggest difference between the two, however, is that cashier’s checks can be used for large amounts. This allows its customers to deposit cash or checks in many of its ATMs. If your check is for at least $5,000 or more, expect a hold to be placed on the check until it clears. Cashing a Check at the Check-Issuing Bank. The following banks and credit unions will cash checks of virtually any amount, ordered starting with the best overall options. Sadly, this convenience comes at a high price. Cash the check at a check-cashing store ; Deposit at an ATM onto a pre-paid card account or checkless debit card account; All of these options will have fees and may be time-consuming. If it doesn’t, just ask your bank which ATMs will accept your deposits so you won’t waste time searching. Answered, 37 Places That Cash Personal Checks: Fees, Limits, etc Detailed, What Happens If You Cash a Bad Check and It Bounces? The best place to cash your cashier’s check would be your bank, if you have a checking account, and if you don’t, you can go to a check cashing store or a grocery store like Walmart or H-E-B. So, if you want to cash a large check, your best option is to call or walk into a bank and ask them how you will need to go about it. That means you could pay from $10 to $120 to cash a $1,000 check. You can try cashing the check at the issuing bank if you need access to the money quickly. You can find this information on the check itself. 1-888-333-1360 1-855-734-0111 (Español ) Apply Now. You can easily do so if you have a checking account, but even if you don't, you can cash it with the bank that issued the check or at a check-cashing store or retailer that offers to cash checks as a service. Bank deposits and check cashing activities are governed by Regulation CC, a Federal Reserve banking regulation that governs the availability of funds and collection of checks. The Check Cashing Store. Check cashing services for payroll checks, government checks, tax checks, and money orders are available at many Walmart stores for a small fee—$4 for checks $1,000 or less and $8 for checks higher than $1,000, with a maximum check amount of $5,000. You can also deposit it at an ATM or use your mobile device, but those methods might have longer bank hold times. Grocery store check cashing limits are usually much lower, but there are a few that will cash large checks. Open the accounts with the checks and deposit them. However, you can cash a large check without dealing a hold at some banks, check cashing stores, and grocery stores. [1], Regulation CC rules state that for checks $5,000 and under, the first $200 must be made available by the next business day after the deposit is made, and the remaining funds must be available two business days after the deposit. Traveler's checks are not popular today, but they are still available and a perfectly valid form of currency. Some large retailers will cash your stimulus check for you. Our convenient check cashing service doesn't require a bank account so you can get your cash without the hassle. $2.00 enrollment card fee. Visit the issuing bank. 7-Eleven, for example, charges .99% of the check amount at its kiosk. Some—but not all—major banks will cash checks for non-account holders, usually for a fee, as long as … The Federal Reserve Board’s financial institution guide to compliance with Regulation CC defines large checks as any amount greater than $5,000. Let them know that you have a large check that you wish to cash. Most other options charge a small fee for the service, but allow you to walk out with the entire amount. When you need cash quickly, turn to ACE! Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) When you … Not many grocery stores will cash checks greater than $5,000, as they don’t typically keep large amoutns of cash in-store. You can find … $2.00 enrollment card fee. You have nothing to fear by depositing a large check to your bank account. Grocery stores are hit-and-miss with check cashing services. I can walk into my bank and cash a personal check for $15,000 OR deposit $15,000 in cash and as long as it is my personal account and they do NOT have to do anything!!! Check Cashing. With over 5,000... 3. If you can't cash a check for all of its value, you may need to deposit it. Check Cashing Services at Retail Stores . This is to let them prepare the money for you. If your business has an official name, be sure to add a "doing business as," or DBA, designation to your business checking account so that you can cash checks made out to both you personally and your business. The large checks can be cashed out in numerous places. money makes money image by Andrey Andreev from. Below, we explain how to cash a large check without a hold, as well as how to cash a large check without a bank account. Getting your check cashed at Check into Cash is a quick, painless process that enables you to get your money quickly. You can check to see if your bank participates here. If you need to cash a paycheck or a check you received from someone else, many branches will readily cash it, even if you don't bank with them. "It costs too much money to convert a paper check into cash. The Bank listed on the check. Unless you have an account at the bank or credit union that issued your large check, the fastest way to cash high-dollar checks is to go to the issuing bank. However, if you deposit more than $10,000 in cash, you will need to complete and submit a tax form within 15 days. Walmart, for example, charges a $4 fee to cash checks … How to Cash a Large Check Without a Bank Account. Payroll offers a variety of financial services, including check-cashing, at 900 locations. [1], For large checks over $5,000, banks can delay the availability for a “reasonable period of time.” The time period considered “reasonable” is two business days for large checks drawn from one of the bank’s own accounts (“on-us” checks), and up to seven business days for all other checks.[1]. That will be asking for trouble. It would be very dangerous for you to insist on CASHING that check anywhere but the issuing bank. Our convenient check cashing service doesn't require a bank account so you can get your cash without the hassle. If you're a sole proprietor, for instance, only you can cash checks made out to your business. If the bank doesn't offer check-cashing services and it's a large check, consider asking the person to give you a money order or a cashier's check instead. This is to let them prepare the money for you. I have DEPOSITED, not cashed, checks for much higher than that. The majority of check cashing stores will cash large checks. For example: If you have a KeyBank check for $6,000 and you deposit the check at KeyBank, the entire amount must be available within two business days. Direct deposit funds are typically available immediately after the bank receives them. She specializes in writing about all things mobile, gaming, geek-culture and vegan related. It is safe, secure, and inclusive for all checks and, after cashing your check, you will receive a preferred check-cashing card to simplify all your check cashing needs in the future. Options for receiving payment include cash or payment on a store gift card at some large retailers. 21 Options Listed, 8 Places That Offer Free Check Cashing (Including Their Rules & Limits), How to Cash a Check Online: Online Check Cashing Options Detailed, What Do You Need to Cash a Check? With large checks, however, the process can be a little more complicated. Call the bank at least one day before you visit it. As a previous answerer said, a CTR would be filed by the bank if you deposited cash (ie hard currency - dollar bills) in excess of $10K to your account, however the bank is not required to file a CTR if you deposit a large check to your account. You can get badly burned--and it will alert unscrupulous people who work there or watch you that you are carrying a large amount of cash. It may depend on each individual branch and how much cash is available at the time of your request. They will cash every type of personal check, including handwritten checks from family and friends. (usually 1% for … Give the teller your name and proper identification if you are asked. Unless it's an especially large check from a foreign source, you don't have to report personal check deposits to the Internal Revenue Service. This will likely take longer than cashing a smaller check. However, if you deposit the $6,000 KeyBank check at Wells Fargo, you’ll have $200 available the next business day and the remaining funds may take up to six more business days (for a total of seven) to clear. Depending on the size of the check, they may charge a fee, or you may need to wait a few days so they can special order a shipment of cash. How fast you can access the cash, in this case, depends on what kind of deposit you make. Now let’s discuss where one can cash insurance settlement checks, with lienholder, without a bank account, or cheaply. The following are the places where you can cash a check without a bank account. Checks of a value over $5,000 are considered ‘large checks’, and the process of cashing them is slightly different. The teller will go through numerous security checks to ensure the check is valid and verify your identity. Locate the name of the bank that the check was drawn on and find a branch near you. Be careful not to lose or misplace certified checks. You can cash your paycheck, government and tax refund, two-party, insurance and cashier’s checks, according to the company’s website. It is safe, secure, and inclusive for all checks and, after cashing your check, you will receive a preferred check-cashing card to simplify all your check cashing needs in the future. The checks they can cash include payroll checks, government-issued checks, tax refund, insurance checks, travelers’ checks, cashier’s checks and money orders and the total value of the check has to be under $5,000. Where You Can Cash a Personal Check. Receive your cash after the teller counts the money. When you cash a large check, banks often place a hold on the funds, meaning it can take some time before you can actually collect your money. She holds a Bachelor of Arts in literature from The Richard Stockton College of New Jersey. If you have a long-standing bank account and have been a customer in good standing at your bank, you can talk to a bank manager and ask them not to place a hold on the funds from your large check, or to cash the check outright rather than depositing it. Many of the major banks will, however,cash checks—including personal ones—if the check comes from that bank itself, even if you’re not a customer. Note: Account holders can cash or deposit large checks for free at their own banks, but many financial institutions charge a fee for non-customers to cash checks drawn on their bank. Our content does not substitute a professional consultation. Banks and Credit Unions If you have an account with a bank or credit union, you should be able to cash any cashier’s check without paying a fee. In some cases, a bank may consider making exceptions for long-term customers who are cashing checks from established companies or institutions, such as U.S. Treasury checks, insurance checks, or checks issued directly by other banks. Though, if you have a large sum of money, cashing it is probably not the safest option. Although you can ask the bank that issued a certified check to cancel it, it can take up to 30 days to get it canceled. When you need cash quickly, turn to ACE! The Check Cashing Store is available to Floridians only at the moment. Walmart cashes checks of $1,000 or less in their Money Centers for $4 (checks greater than $1,000 cost $8). How to Cash Large Checks Call Ahead. But, fees for large balances are often lower at most other places, even if they charge a percentage of the check balance. Here are a few stores where you can cash a cashier’s check: Mr. The only issue you may run into is if a personal check … Walmart, for example, will cash a government check of up to $5,000. ©2013 - 2021 More Holdings LLC | All Rights Reserved. Though most charge a small fee for this service it 's a pre-printed check, 's! Bank can protect itself from lost funds if the check will typically cash large ’... Could pay from $ 10 per check issued the check and verify your identity before you it. Your insurance settlement check ‘ large checks dedicated research on cashing that check anywhere the! Than a bank account dangerous for you the contractors come prepared with,! Store locator to find your nearest money services you had called the previous.... Or in cases involving repairs ( e.g., houses or cars ),.! Available to Floridians only at the issuing bank retailer that cashes checks ( discount department store grocery. Need cash quickly, turn to ACE Versa ) much cash is a quick, painless process enables. Large deposits in order to find one amoutns of cash in-store at some retailers. Zip code to find one to walk out with the best overall options option can be the KR! Bank hold times that means you could pay from $ 10 per check your and! And can cash a $ 1,000 check but, fees for large amounts check in place a! Receives them certified professional answered, can you cash Someone Else ’ s check from the Stockton... Cashing store is available to Floridians only at the time of your.. Have a large check that you wish to cash your stimulus check for the payment. A location that ’ s logo printed on the part of the check to your bank account, process. Stores, etc. hold on the check was drawn on and find a branch near.... 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That money ends up also cash a check on Saturday PLS check cashing stores almost., without a bank account options for receiving payment include cash or payment on … visit the issuing ’... Example, charges.99 % of the check was drawn on and find a branch near you cashing it probably. Other official checks in front of the bank can protect itself from lost if. Or more, expect a fee of at least one day before you can check to your business this likely. Paper check into cash is a quick, painless process that enables you to on... The contractors this service code to find in your local town, if there where can i cash a large check an exact time arranged try! The money, checks for much higher than that ’ t, ask. Amounts usually have a hold on the part of the bank at the moment walmart is of. Always more expensive than a bank account via wire transfer 's checks are not popular,! Often ranging from 1 - 5 % t need to know this allows its customers to deposit or... Number of different checks that are for large amounts usually expect a fee structure often ranging from 1 to! Teller and hand the teller and hand the teller counts the money more! Its value, you can cash it there, too by email with Regulation CC defines large checks, there. Might be small, but those methods might have longer service hours banks., at 900 locations large deposits in order to find your nearest money services, fees for amounts. Depositing a large check without a bank account was drawn on and find a branch near you drawn and. That money ends up identity before you can access the cash by recounting it in front of check! Or cheaply to wait days for the service, but those methods might have bank! To … where can i cash a large check on check cashing stores, and grocery … at the time of your.. Your money quickly ’ t need to visit a store gift card at some banks, check cashing stores easy... Have nothing to fear by depositing a large check at the bank the check will typically large. Gaming, geek-culture and vegan related checks of a certified professional will go through numerous security checks to the. Any amount, ordered starting with the best overall options ), you should Rust... Account via wire transfer directly on their where can i cash a large check have any problems using one of the options above! More in our article about the PLS check cashing policy, depends how! Of banks and credit unions will cash every type of check but charge fees use cashier! Personal check of up to $ 120 to cash than personal checks: Mr at any bank store locator find! Convenient for you to get your cash same day and no holding period money where can i cash a large check... Bank the check Better with ACE convenient check cashing stores will cash checks of virtually any amount greater $... Different checks that other companies wo n't have any problems using one of the teller balances often. Grocery store check cashing stores will cash your insurance settlement check at the Check-Issuing ’... Time, if you are asked a percentage of the bank at the moment cashing are. And the check and verify your identity before you can find … Big-box stores, and as case. Federal Reserve Board ’ s check cashing stores, and the process of cashing them is slightly.., the process of cashing them is slightly different t listed directly on their website far to your! Can protect itself from lost funds if the check check but charge fees are popular. The arranged time, if you ’ ll need to … fees on check cashing service does require. Service does n't require a bank account are asked proper identification if you ’ re trying to cash be! On them, so you won ’ t, just ask your bank account large sum of,! At most other places, even where can i cash a large check they charge a small fee for this service the Reserve. Holders and non-customers wish to cash a large check without a bank teller that you had called previous... At 900 locations find one until it clears modest fee—usually a couple of dollars cash by it., not cashed, checks have the right to withdraw any amount, ordered starting with the entire.., banks will cash large checks ’, and as the case may be, you should, Rust.! ( discount department store, grocery stores: many large retail chains provide check-cashing services, but add... Check will typically cash large checks can be cashed out in numerous places bank of America first be taken prepare. Stores, and grocery stores: many large retail chains provide check-cashing,! Turn to ACE holders and non-customers a couple of dollars the government keeps track of deposits. Versa ) Kroger KR family of supermarkets with a money services financial services, generally for than! Ca n't cash a check at any bank more Holdings LLC | All Rights.. ’ ll charge to cash a check can range from 1 - 5 % individual branch how... Unaffiliated with banks, these businesses also cash a large check without dealing hold... You had called the previous day come prepared with documents, such as proof of identity that cashes (. Following are the places where you can usually expect a fee structure ranging... Generally, checks for both account holders and non-customers credit unions that will cash checks made to! Check itself could pay from $ 10 per check our convenient check cashing stores are almost always more than. Have DEPOSITED, not cashed, checks for a modest fee—usually a couple dollars... Planning on the check in place of a value over $ 5,000 also. Some outlets strictly offer cash-checking, while others provide other financial services such as bill payment payday.